El Cajon Bankruptcy & Debt Lawyer, California, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Moshail Samawi

Divorce & Family Law, Consumer Protection, Credit & Debt, Business

Status: In Good Standing Licensed: 10 Years

CONTACT

1906 Teton Pass St, El Cajon, CA 92019

Carl H Starrett

Traffic, Estate, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1941 Friendship Dr, El Cajon, CA 92020

Bruce Brittin Fisher

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

1941 Verde Glenn, El Cajon, CA 92019

Patrick Edward Herman

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

El Cajon, CA 92022

Daniel Joseph Winfree

International, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

1980 Gillespie Way, San Diego, CA 92159

Arnold Neves

Estate Planning, Insurance, Bankruptcy, Personal Injury

Status: Inactive Licensed: 41 Years

CONTACT

6245 Broadmoor Dr, La Mesa, CA 91942

Darryl Weiss

International Other, Employment Discrimination, Non-profit, Commercial Bankruptcy

Status: Inactive Licensed: 20 Years

CONTACT

9255 N Magnolia Ave, Santee, CA 92071

Alan Vanderhoff

Business, Bankruptcy

Status: In Good Standing

CONTACT

2514 Jamacha Rd, El Cajon, CA 92019

Wells Byon Lyman

Family Law, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

9426 La Suvida Dr, La Mesa, CA 91942

James B. James

Workers' Compensation, Child Custody, Bankruptcy, Child Custody, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

3835 Avocado Blvd, La Mesa, CA 91941

800-923-0641

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CCCS

See Consumer Credit Counseling Service.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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El Cajon Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Robert Moshail Samawi

Carl H Starrett

Bruce Brittin Fisher

Patrick Edward Herman

Daniel Joseph Winfree

Arnold Neves

Darryl Weiss

Alan Vanderhoff

Wells Byon Lyman

James B. James

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

ABUSE

DISCHARGEABLE DEBTS

LIABILITY

IRS EXPENSES

CCCS

CREDIT REPORT

GUARANTOR

CREDIT BUREAU

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