El Cajon Bankruptcy & Debt Lawyer, California, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian Arthur Kretsch

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

810 Jamacha Rd, El Cajon, CA 92019

Alan Vanderhoff

Business, Bankruptcy

Status: In Good Standing

CONTACT

2514 Jamacha Rd, El Cajon, CA 92019

George Albert Alspaugh

Litigation, Trusts, Business Organization, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

275 E Douglas Ave, El Cajon, CA 92020

Nathan Mark Shilberg

Lawsuit & Dispute, Bankruptcy & Debt

Status: Inactive Licensed: 29 Years

CONTACT

440 Jamacha Rd, El Cajon, CA 92019

David A Casey

Foreclosure, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

365 Broadway, #203, El Cajon, CA 92021

Thomas F. Miles

Garnishment, Partnerships, Administrative Law, Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

152 West Park Avenue, El Cajon, CA 92020

Andrew Henry Griffin

Bankruptcy & Debt, Real Estate, Divorce & Family Law, Estate, Business Organization

Status: In Good Standing Licensed: 41 Years

CONTACT

275 E Douglas Ave, El Cajon, CA 92020

Steven Erwin Cowen

Real Estate, Wills & Probate, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

7317 El Cajon Blvd, La Mesa, CA 91942

Thomas Kilburn Shanner

Employment Discrimination, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

7777 Alvarado Rd, La Mesa, CA 91942

David Earl Britton

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

7777 Alvarado Rd, La Mesa, CA 91942

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FCBA

See Fair Credit Billing Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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El Cajon Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Brian Arthur Kretsch

Alan Vanderhoff

George Albert Alspaugh

Nathan Mark Shilberg

David A Casey

Thomas F. Miles

Andrew Henry Griffin

Steven Erwin Cowen

Thomas Kilburn Shanner

David Earl Britton

TIPS

LEGAL TERMS

CREDIT BUREAU

CREDIT INSURANCE

SECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

TRADE NAME

GENERAL PARTNER

FCBA

UNSECURED DEBT

C CORPORATION

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