Sarasota Bankruptcy & Debt Lawyer, Florida, page 4

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
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It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Melody Derington Genson

Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

2750 Ringling Blvd, Sarasota, FL 34237

Jay Frank Castle

Business & Trade, Corporate Governance, Mediation, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

Sarasota, FL 34277

Jerome S. Levin

Family Law, Elder Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

Sarasota, FL 34236

Paul Anthony Pysczynski

Bankruptcy, Workers' Compensation, Civil Rights

Status: In Good Standing Licensed: 28 Years

CONTACT

2042 Bee Ridge Rd, Sarasota, FL 34239

Jon Matthew Waage

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

Bradenton, FL 34206

Jacinta Eleina Titialii

Life & Health, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

1335 Roberts Bay Ln, Sarasota, FL 34242

David Warren Herman

Commercial Real Estate, Litigation, Credit & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

8499 S Tamiami Trl, Sarasota, FL 34238

Maurice Andrew Mooney

Criminal, Civil & Human Rights, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

3639 Cortez Rd W, Bradenton, FL 34210

Eden R Banks

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

4445 67Th St E, Bradenton, FL 34203

Ryan Jeffrey Hittel

Commercial Real Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 8 Years

CONTACT

607 7Th St E, Bradenton, FL 34208

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Sarasota Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Melody Derington Genson

Jay Frank Castle

Jerome S. Levin

Paul Anthony Pysczynski

Jon Matthew Waage

Jacinta Eleina Titialii

David Warren Herman

Maurice Andrew Mooney

Eden R Banks

Ryan Jeffrey Hittel

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

SECURED DEBT

LIEN

FRAUDULENT TRANSFER

MEANS TEST

UNDUE HARDSHIP

SOLE PROPRIETORSHIP

DISPOSABLE INCOME

REPOSSESSION

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