Daytona Beach Bankruptcy & Debt Lawyer, Florida, page 3

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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G.W. Skip Simpson

Foreclosure, Bankruptcy, Divorce, Trusts

Status: In Good Standing

CONTACT

431 Canal Street, New Smyrna Beach, FL 32168

Timothy Matusheski

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

708 Horton Street, New Smyrna Beach, FL 32169

Timothy J. Matusheski

General Practice

Status: In Good Standing

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708 Horton St, New Smyrna Beach, FL 32169

Sherry M Cote-Jarvis

Family Law, Criminal, Corporate, Bankruptcy

Status: In Good Standing Licensed: 28 Years

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927 S Ridgewood Ave, Edgewater, FL 32132

Mary Reid Mayo Morelly

Trusts, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 12 Years

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2525 Travelers Palm Dr, Edgewater, FL 32141

Clare Ann Keijer

Civil Rights, Estate Planning, International Tax, Bankruptcy, Contract

Status: In Good Standing Licensed: 44 Years

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120 E Rich Ave, Deland, FL 32724

Scott Worth Spradley

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 36 Years

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Flagler Beach, FL 32136

George J. Trovato

Divorce & Family Law, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 20 Years

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200 E Graves Ave, Orange City, FL 32763

Stacy Adam Eckert

Real Estate, Estate, Bankruptcy & Debt, Elder Law, Bankruptcy & Debt

Status: In Good Standing

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2445 S Volusia Ave, Orange City, FL 32763

Tanner Andrews

State and Local, Public Interest Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 19 Years

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Deland, FL 32721

800-923-0641

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Daytona Beach Bankruptcy & Debt Lawyer, Florida, page 3

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

G.W. Skip Simpson

Timothy Matusheski

Timothy J. Matusheski

Sherry M Cote-Jarvis

Mary Reid Mayo Morelly

Clare Ann Keijer

Scott Worth Spradley

George J. Trovato

Stacy Adam Eckert

Tanner Andrews

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LEGAL TERMS

S CORPORATION

CHAPTER 13 BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

AUTOMATIC STAY

INTEREST

HOUSEHOLDER

C CORPORATION

NO-FAULT INSURANCE

UNDUE HARDSHIP

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