Orlando Bankruptcy & Debt Lawyer, Florida, page 2

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Ronda D. Westfall

Domestic Violence & Neglect, Alimony & Spousal Support, Divorce, Dissolution

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Orlando, FL 32814

Roman V. Hammes

Bankruptcy, Litigation

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Stuart Ferderer

Commercial Bankruptcy, Workout, Credit & Debt, Foreclosure

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2601 Technology Dr, Orlando, FL 32804

Robert Bernard Worman

Construction, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

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2707 W. Fairbanks Ave., Winter Park, FL 32789

Sherea-Ann Ferrer

Child Support, Divorce & Family Law, Civil Rights, Bankruptcy

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Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

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283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Charlie Price

Bankruptcy

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390 Maitland Avenue, Altamonte Springs, FL 32701

Wade Boyette

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1635 East Highway 50, Clermont, FL 34711

Joseph S. Thomas

Business Organization, Commercial Real Estate, Corporate Governance, Dissolution

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1000 West Main Street, Leesburg, FL 34748

Robert D. Hoag

Collection

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1980 Michigan Avenue, Cocoa, FL 32922

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FCBA

See Fair Credit Billing Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Orlando Bankruptcy & Debt Lawyer, Florida, page 2

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Ronda D. Westfall

Roman V. Hammes

Stuart Ferderer

Robert Bernard Worman

Sherea-Ann Ferrer

Vera June

Charlie Price

Wade Boyette

Joseph S. Thomas

Robert D. Hoag

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LEGAL TERMS

IRS EXPENSES

LIQUIDATING PARTNER

COLLECTION AGENCY

CREDIT REPORT

SECRET WARRANTY PROGRAM

FCBA

DEFINED CONTRIBUTION PLAN

ACCORD AND SATISFACTION

DISPOSABLE INCOME

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