Fort Myers Bankruptcy & Debt Lawyer, Florida, page 4

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Kurt Alan Streyffeler

Family Law, Adoption, Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

Fort Myers, FL 33902

Darrin Randall Schutt

Immigration, Insurance, Contract, Bankruptcy

Status: In Good Standing

CONTACT

12601 New Brittany Blvd, Fort Myers, FL 33907

Robert Lynn Vaughn

Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

2080 Collier Ave, Fort Myers, FL 33901

Steven Robert Zapora

Real Estate, Litigation, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

Fort Myers, FL 33906

Carl Anthony Morgan

Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

Fort Myers, FL 33902

Michael Joseph Rich

Federal Appellate Practice, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

2211 Widman Way, Fort Myers, FL 33901

Robert C. Rogers

Litigation, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

60 Gramercy Park N, Fort Myers, FL 33902

Christian Read Sawczyn

Commercial Real Estate, Litigation, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

12681 Creekside Ln, Fort Myers, FL 33919

Roshani Mala Gunewardene

Trademark, Public Interest Law, Trusts, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

Fort Myers, FL 33919

Anthony William Kunasek

Criminal, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

Fort Myers, FL 33902

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FDCPA

See Fair Debt Collections & Practices Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Fort Myers Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Kurt Alan Streyffeler

Darrin Randall Schutt

Robert Lynn Vaughn

Steven Robert Zapora

Carl Anthony Morgan

Michael Joseph Rich

Robert C. Rogers

Christian Read Sawczyn

Roshani Mala Gunewardene

Anthony William Kunasek

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DEBT COLLECTOR

TRUTH IN LENDING ACT (TILA)

FDCPA

NO-FAULT INSURANCE

S CORPORATION

DOING BUSINESS AS (DBA)

LOSS DAMAGE WAIVER (LDW)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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