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Law Offices of Robert M. Geller, P.A.
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Bankruptcy Law Attorneys - Hillsborough County
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800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
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Robert C. Schermer

Litigation, Wills & Probate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

410 43Rd St W, Bradenton, FL 34209

Paul Christopher Grivas

Land Use & Zoning, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

924 7Th Ave E, Bradenton, FL 34208

Christopher Mat Hittel

Foreclosure, Divorce & Family Law, Consumer Rights, Bankruptcy

Status: In Good Standing

CONTACT

1201 6Th Ave W, Bradenton, FL 34205

Robert Wesley Hendrickson

Commercial Real Estate, Estate Planning, Insurance, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

601 12Th St W, Bradenton, FL 34205

Melanie A. Newby

Employee Rights, Credit & Debt, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing Licensed: 34 Years

CONTACT

521 9Th St W, Bradenton, FL 34205

Nancy Ellen Roden

Consumer Protection, Landlord-Tenant, Consumer Bankruptcy, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 7 Years

CONTACT

1112 Manatee Ave E, Bradenton, FL 34208

James R. Clegg

Elder Law, Contract, Public Interest Law, International, Consumer Bankruptcy

Status: In Good Standing

CONTACT

1112 Manatee Ave E, Bradenton, FL 34208

Ryan Norman Singleton

Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

1401 Manatee Ave W, Bradenton, FL 34205

Timothy M. Grogan

Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

1023 Manatee Ave W, Bradenton, FL 34205

Kyle William Grimes

Land Use & Zoning, Divorce & Family Law, Civil Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 7 Years

CONTACT

1023 Manatee Ave W, Bradenton, FL 34205

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FCBA

See Fair Credit Billing Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Saint Petersburg Bankruptcy & Debt Lawyer, Florida, page 4

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Robert C. Schermer

Paul Christopher Grivas

Christopher Mat Hittel

Robert Wesley Hendrickson

Melanie A. Newby

Nancy Ellen Roden

James R. Clegg

Ryan Norman Singleton

Timothy M. Grogan

Kyle William Grimes

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LEGAL TERMS

ABUSE

GUARANTEED RESERVATION

PRESUMED ABUSE

BULK SALES LAW

IRS EXPENSES

ACCORD AND SATISFACTION

REPOSSESSION

FCBA

CREDIT BUREAU

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