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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sean Christopher Harnage

Federal Appellate Practice, Civil Rights, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

1360 Lake Washington Rd, Melbourne, FL 32935

Shane M. Smith

Construction, International Tax, Estate Planning, Civil Rights, Bankruptcy

Status: In Good Standing

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3845 West Eau Gallie Blvd, Melbourne, FL 32934

Dennis F Fairbanks

Real Estate, Election & Political, Estate, Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

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1600 Sarno Rd, Melbourne, FL 32935

Michael Anthony Faro

Bankruptcy

Status: In Good Standing Licensed: 20 Years

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700 N Wickham Rd, Melbourne, FL 32935

John Christopher Crowder

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

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700 N Wickham Rd, Melbourne, FL 32935

Charles Glenn Barger

Federal Trial Practice, Consumer Rights, Civil Rights, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

525 N Harbor City Boulevard, Melbourne, FL 32936

Robert E Bickford

Corporate, Civil Rights, Litigation, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

637 Denise Dr, Melbourne, FL 32935

Michelle Dearborn Wynn

Tax, International Tax, Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

1103 W. Hibiscus Blvd, Melbourne, FL 32901

Raymonda Chakhtoura

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 36 Years

CONTACT

730 E Strawbridge Ave, Melbourne, FL 32901

Brett Alan Hyde

Family Law, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

1990 W New Haven Ave, Melbourne, FL 32904

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Palm Bay Bankruptcy & Debt Lawyer, Florida, page 2

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Sean Christopher Harnage

Shane M. Smith

Dennis F Fairbanks

Michael Anthony Faro

John Christopher Crowder

Charles Glenn Barger

Robert E Bickford

Michelle Dearborn Wynn

Raymonda Chakhtoura

Brett Alan Hyde

TIPS

LEGAL TERMS

SECURED DEBT

TRADE DRESS

MEANS TEST

GARNISHMENT

CREDIT BUREAU

FRAUDULENT TRANSFER

NUISANCE FEES

FRATERNAL BENEFIT SOCIETY BENEFITS

TRADE NAME

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